Enter your gross salary and all deductions to see exactly how much money lands in your bank account each month.
Take-home pay (also called net salary) is the amount you receive in your bank account after all deductions like income tax, provident fund, professional tax, and ESI are subtracted from your gross salary.
Maximize deductions under Section 80C (up to ₹1.5 lakh), claim HRA exemption if renting, and choose the tax regime that gives lower tax. Consider voluntary PF reduction if allowed.